Interest Rate Survey

We are asked all the time what our rates and payments will be. That’s a good question to which we can only answer, “It depends on your credit and other factors”. Without pulling your credit and working up a pre-qual we can only give a broad answer: Rates are going from 1.5% for sterling glowing perfect reports to 15% for train wrecks, and some where in between those rates most loans fall.

Rates vary depending on your credit report, employment information, mortgage/rental payment history, and size of down payment. Other things that must be factored into rate calculations include things like: bankruptcies, repossessions, foreclosures, divorce, no credit, almost no credit, too much credit with no debts, credit limits that are too high and many, many other things. There is no easy simple answer. Even with perfect credit you still must apply and get your Pre Qual done in order to get a rate quote you can depend on.

So, in order to serve you please fill in the form below with a short scenario of what you are trying to accomplish. We will follow up with a phone call to get a few more details and talk about your loan goals a little further. Our wholesale lenders through our broker, Same Day Lending, give us a broad variety of loan programs to fit your exact loan needs. Please take a few minutes to fill out the short form below. You're just a short conversation away from being able to know what you can afford to buy and what your payments will be so, LETS GET STARTED!